Subsidies for individual entrepreneurs. Who is granted a subsidy for opening an IP

Entrepreneurs in Russia can count on tangible amounts of state support for their activities in the form of subsidies. Based on what criteria do the authorities determine the businesses in respect of which appropriate assistance can be provided?

Are businesses eligible for subsidies?

Yes. Subsidies for small businesses, and especially for start-up entrepreneurs, in Russia can be provided both at the state and at the municipal level. At the same time, the structure of the respective programs can vary greatly from one region to another. Everything depends mainly on the resources of the budget of a particular subject of the federation or municipality. national level aimed at direct subsidizing of small businesses has not yet been developed, despite the existence of a federal business support program. However, there are scenarios that involve compensation for the costs associated with the provision of appropriate support measures for entrepreneurs. So federal authorities the authorities - mainly the Ministry of Economic Development - although indirectly, but still participate in subsidizing business.

Financial support options

Depending on the specific regional program, a variety of types of subsidies can be determined. For example, in Moscow there are several basic formats for providing support to businesses. For example, in Moscow there are programs adapted to subsidize entrepreneurial initiatives for citizens who are not officially employed. Within the framework of this kind of support measures, the amount of state assistance is relatively small - about 60 thousand rubles. In some cases, the city authorities are ready to compensate the expenses of businesses associated with the registration of enterprises - in this case, the owners of firms can receive assistance of about 25 thousand rubles.

In Moscow, at the same time, larger volumes of funding for entrepreneurial initiatives are also envisaged. Assistance in the amount of 500 thousand rubles as a subsidy to support small businesses can be received by entrepreneurs planning to purchase fixed assets, supply the necessary resources for jobs, purchase software or rent an office. Within the framework of certain items of expenditure, compensation of costs in the amount of 100% is possible, but the option of partial reimbursement is also practiced.

It is noteworthy that the taxation of subsidies for small businesses is not provided. This is a big plus for entrepreneurs, who in many cases experience an already high burden in terms of various fees and payments to the state treasury.

Loan compensation

In some cases, subsidies for small businesses are expressed as compensation for part of the cost of servicing bank loans. As a rule, this is the reimbursement of the costs associated with the repayment of loans in terms of the interest rate. This kind of compensation is provided in the form of the difference between the amount of interest that is payable under the agreement with the bank and the amount of the contribution specified in the business plan.

The maximum amount of compensation in question is in many cases tied to the refinancing rate of the Central Bank of the Russian Federation. If the repayment period under the loan schedule is more than three years, then 2/3 of the refinancing rate of the Central Bank is compensated. If 2-3 years - then 1/2. If less than two years - then 1/3. These figures appear in the Moscow business assistance programs.

Assistance in suretyship

Subsidies for small businesses can also be provided to meet the obligations associated with the surety, as well as True, the amount of the corresponding compensation cannot exceed 90% of the estimated costs of the entrepreneur.

Compensation for licenses and certificates

In many cases, businesses require a special kind of licenses and certificates. For example, quite often such documents are needed for enterprises Food Industry. State subsidies for small businesses in this direction can be presented in the form of compensation for the costs associated with obtaining the necessary sources (as a rule, this implies payment for the services of intermediary organizations). The maximum amount of compensation in most cases does not exceed 50%. The amounts in question, however, can be significant. In Moscow business assistance programs, this is about 400 thousand rubles.

Leasing compensation

Quite often, enterprises acquire equipment and other resources on lease. Government subsidies may also apply to costs associated with this line of business. Usually, limit value compensation here, as well as in the case, for example, with the payment of a loan, is tied to the refinancing rate of the Central Bank. In some cases, there may be a limitation in the period of accrual of subsidies. For example, under one of Moscow's business support programs, compensation for leasing is paid, regardless of the duration of the contract between the business and the supplier of cars, for three years.

The amounts involved in calculating leasing subsidies can be significant. For example, in a number of metropolitan business support programs it is 5 million rubles. True, in this case, no more than 30% of the entrepreneur's costs of paying for leasing contracts are compensated. At the same time, VAT - 18% - can also be taken into account in the "formula". In this case, the actual assistance from the state will be slightly less, but VAT, based on certain features of taxation, entrepreneurs can subsequently return or offset against other obligations to the treasury.

Terms and Conditions

Based on what criteria are subsidies for small businesses assigned? Everything, again, depends on the policy of a particular region. But, if you try to generalize the relevant criteria, you can still highlight a certain generality of requirements for enterprises. For example, in many regions, the basic condition under which it is possible to receive subsidies for small businesses is that the period of operation of the organization at the time of applying for support should be no more than 2 years. Also among the frequently encountered conditions - the number of employees should not exceed 250 people. Another criterion used in many regions is the amount of revenue. For example, for Moscow it is 1 billion rubles a year.

In most cases, an enterprise that needs a subsidy for the development of small businesses should not have outstanding obligations to the Federal Tax Service and extra-budgetary funds. As a rule, the provision of state and municipal support implies that the business will have some of its own financial resources. In most cases, this is at least 50% of the total earmarked funding.

Based on what other requirements is it possible to receive subsidies for small businesses? Again, we note that the relevant rules vary from one region to another. Consider options with requirements that are determined by the Moscow authorities.

The laws of the capital governing subsidies for small businesses, first of all, require organizations that apply for support measures to register with the Moscow tax authorities.

The next requirement is that businesses should not have separate structural units outside the capital. If there are such, then they must provide revenues to the Moscow budget in the amount of at least 50% of all taxes paid per year.

If we are talking about the desire of an entrepreneur, for example, to receive compensation for leasing - then the corresponding agreement with the supplier must be concluded no earlier than January 1 of the year in which the company applied for subsidies. Also, a prerequisite, if we are talking about leasing, is the actual presence of fixed assets at the facilities of the organization, that is, the involvement of the subject of compensation in real production. Machinery and equipment must be in order.

In some cases, obtaining a subsidy is possible only if during the calendar year the Moscow authorities did not provide the entrepreneur with similar business support measures. That is, for example, if we are talking about the same leasing - the appropriate compensation is provided in a targeted manner for a certain

Often, subsidies are awarded only if the entrepreneur can prove the related costs. For example, in the case of leasing, these should be payments in accordance with the schedule, which is specified in the contract with the supplier.

When the subsidy is not given

What subsidies for small businesses exist, we have studied. Let us now consider the aspect concerning cases when appropriate measures of state or municipal support cannot be provided to an enterprise. Again, we note that the policy different regions may differ. In what cases an entrepreneur may not count on receiving a subsidy for starting a small business or on compensation for expenses on loans, leasing and others. The following rules are typical for Moscow business support programs.

We have already noted one of the key business barriers to obtaining a subsidy - the presence of tax debts and other payments to the treasury. The corresponding obligations must be met by the enterprise at the time of applying for state support.

The company will not be granted subsidies if bankruptcy or liquidation processes are initiated against it, as well as suspension of activities due to legislative requirements.

An entrepreneur will be denied a subsidy if he previously received it, but did not comply with the conditions regarding its use. True, for some business support programs there is a period during which such actions are canceled - this is three years.

At the time of application, the entrepreneur must have fulfilled all previous agreements with the Government of Moscow regarding the provision and use of subsidies of the type currently requested.

How is the subsidy awarded?

What are the procedures for awarding subsidies? The corresponding decision is made by the authority - local or regional, which is responsible for work in the direction of helping businesses. As a rule, in order to make a decision on the selection of businesses that meet the criteria in the list of those to whom a subsidy will be assigned. As soon as the relevant procedures are carried out, within the period, which, according to the norms adopted by the city authorities, is 25 days, contracts are concluded with entrepreneurs who have passed the selection. Within the terms established by the agreement, financial compensations are transferred to the settlement accounts of businesses.

Documentation

In order to make a decision to bail out a commercial firm, the authorities must understand what the business plan for the grant, as well as all Required documents entrepreneur is fine. What kind of paperwork should a company relying on government assistance submit to the authority responsible for the area of work in question? For a change, we can consider the list of documents established for entrepreneurs under one of the programs adopted in the Irkutsk region.

First of all, businessmen must fill out an application for appropriate assistance in accordance with the approved form.

The next most important document is the same business plan for obtaining a subsidy. It should reflect expected sources of revenue, business costs, payback, market analysis, etc.

Also, the entrepreneur must provide the competent authority with a cost estimate (the Irkutsk authorities have also developed special shape for this). Copies of relevant source documents should be attached to it.

If the activity of the enterprise requires licensing or certification, it is necessary to prepare copies of the relevant permit sources.

Further - the register of estimated expenses filled in according to the approved form. If we are talking about a program that provides for the compensation of existing costs, you must attach documents confirming payment for the relevant supplies or services.

The next group of documents is certificates and other documentary sources confirming that the enterprise has no debts to the Federal Tax Service and extra-budgetary funds. All these documents must be fresh, ordered no earlier than 30 days before the date of application.

If, under the law, a company needs to maintain a balance sheet and a profit and loss statement, then the relevant documents must also be submitted to the commission that makes decisions on subsidies.

Also among the necessary for - an extract from the Unified State Register of Legal Entities, as well as copies certified by a notary, a certificate of registration of a legal entity or individual entrepreneur, as well as a document on tax registration.

As we can see, not only a business plan is needed to receive a subsidy. The entrepreneur will have to try to collect a sufficiently large number of additional documents.

Industries

In which segments of the economy should entrepreneurs be employed in order to count on subsidies for small businesses? According to some experts, state bodies and municipalities are most willing to provide support to companies operating in the innovative field, forming an industrial unit, in medicine, pharmaceuticals, implementing research projects with prospects for commercial implementation of developments.

As for the regional aspect, there are active business assistance programs in many subjects of the federation. For example, in a city like Perm, 245 enterprises received subsidies for small businesses under one of the programs in 2011 (based on the results of a three-year program). The regional budget spent about 19.7 million rubles on the provision of appropriate support measures. That is, the authorities generally promote entrepreneurial initiatives - the work is not reduced to formalities.

Medium business in the Russian Federation is the basis for the stability of the state economy. It is easy enough to become an entrepreneur, it is more difficult to close an entrepreneurship. To regulate an important part of the country's economy, a policy has been developed to support small and medium-sized businesses in the Russian Federation. It provides for the provision different types irrevocable financial assistance - subsidies and grants.

The subsidy for entrepreneurs for business development is designed to stimulate the development of commercial activities on the territory of the state in order to expand the tax base, reduce unemployment, ensure self-employment of the population, create a competitive environment and fill the market with certain goods and services.

The subsidy allows you to start a small business from scratch, having received the missing funds for this. In addition to contributing to an increase in the number of commercial structures and entities entrepreneurial activity- individuals - it performs a regulatory function. Often, such assistance from the state is provided to businessmen who wish to start or expand commercial activities in a certain area of the economy that is currently underdeveloped.

A subsidy is an effective incentive for small business development

Legislative framework on subsidies for individual entrepreneurs

The possibility of obtaining, the rules and procedures for providing such assistance are established by the laws of the Russian Federation and by-laws. In particular, these are:

Federal Law N 209-FZ of 24.07. 2007 It regulates the development of small and medium-sized businesses in the Russian Federation;
Order of the Ministry of Economic Development of the Ministry of Economic Development of the Russian Federation. He determined the procedure for providing this type of assistance to SPDs (business entities);
Decree of the Government of the Russian Federation of April 15, 2014 N 316. It establishes the conditions for granting subsidies for the development of entrepreneurial activity. This normative act guarantees of its receipt are also provided.

Local government agencies may also adopt their own regulations that establish rules and affect the provision of a subsidy for starting a small business.

Changes in 2019

Will work perfectly this year new system issuance of subsidies for IP. A private entrepreneur will be able to choose the option that suits him from more than two hundred business plans in more than 75 areas of economic activity.

The Private Business Development Subsidy will not be provided for the establishment or expansion of a business for:

insurance;
lending;
production of excisable goods;
provision of banking services.

Will be funded:

Acquisition of a variety of equipment, vehicles, machine tools. Assistance will be provided on the condition that they are not sold for at least three years from the date of purchase;
Rent of real estate. It will be possible to spend no more than 20% of the received money on this;
Acquisition software, licenses for its use;
Franchising;
Purchase working capital that are needed to run your own business (raw materials, materials). For these purposes, it is allowed to spend no more than 20% of the funds received.

In addition, the money can be spent on improving working conditions in order to increase its productivity and on arranging the workplace.

In addition to the subsidy, grants can be provided to entrepreneurs who want to start a particular business.

Also, in the process of issuing subsidies, a new register of small and medium-sized businesses will be involved, which will be generated automatically. Only a businessman included in this register will be able to receive financial assistance.

Features of calculating subsidies for individual entrepreneurs in 2019

The main feature of the provision of such financial assistance is its irrevocable. The state benefits from the emergence of a new taxpayer, new jobs and the expansion of the competitive environment in a certain type of economic activity.

When receiving a subsidy, an individual entrepreneur concludes an agreement with the Employment Center, which imposes certain obligations on him. One of them will be reporting on the use of Money.

Reporting is provided after 3 months from the date of receipt of assistance by the merchant. Proof of the intended use of funds are sales receipts, payments, receipts, invoices and other documents.

If the recipient of funds did not provide reporting for the entire amount or did not document the fact that the funds were spent for their intended purpose, the money will need to be returned. You will also have to do this if he was engaged commercial activities and was registered as an entrepreneur for less than a year. These conditions exclude the possibility of the emergence of one-day firms.

Drawing up a business plan for obtaining a subsidy is a troublesome and responsible business.

Who is eligible for a subsidy from the Employment Center

The unemployed registered in this institution can receive a subsidy from the state in this institution. These individuals must meet certain criteria. In particular:

they must be over 18 years of age;
they must be registered for at least 30 days, provided that during this period they did not find a suitable job.

These are the main criteria.

To register for unemployment, you must meet certain requirements and submit a package of documents (passport, copy of TIN, work book).

Who can't get a government subsidy?

Get financial help for an organization own business persons will not be able to:

dismissed from the last place of work by a court decision;
minors;
those who have reached retirement age;
who were previously in places of detention or convicted under criminal articles;
full-time students;
unemployed who systematically break the rules;
former businessmen, if no more than 6 months have passed since they were removed from registration.

If you fall into one of the categories, you should not even try to get a subsidy.

Types of financial support for entrepreneurs

Subsidies for starting a small business can be provided by:

Employment center;
local administration;
Department of Entrepreneurship.

At the same time, financial assistance in the amount of 20 million rubles can be received from the fund that provides assistance to the development of entrepreneurship in the scientific and technical sphere during the calendar year. This fund provides funding for 6 major programs.

smart ass

The program is aimed at sponsoring young scientists, whose age is from 18 to 28 years. You can get up to 400 thousand rubles as much as possible.

Start

Through this program, financing is provided for enterprises involved in the introduction of any innovations. The money is allocated on the condition that the period of their implementation does not exceed 2 years.

Development

The purpose of this program is to ensure the development of scientific companies.

Internationalization

The program is designed to stimulate the development of Russian companies that are engaged in the implementation of any innovations together with their foreign partners.

Commercialization

This sole proprietorship subsidy program aims to provide support to firms that have already completed the development and implementation of innovative technologies and are working on launching a product into serial or mass production.

Cooperation

The purpose of this program is to ensure fruitful and effective interaction between large companies and small entrepreneurs who are engaged in scientific developments in a particular area of economic activity.

How to get a subsidy for starting a sole proprietorship

If a person is not registered with the Employment Center, but wants to receive a subsidy, he needs to take the following steps:

Choose the type of activity, the development of which he will be engaged in. The state determines a list of priority industries from which to choose;
Form a business plan. important point at the same time, the logical construction of the document and its clear target character are. If a person cannot competently draw up a plan, but is a talented businessman, he can turn to professionals involved in the formation of such documents;
Register as a business entity. To do this, you need to submit a special application to the tax office. The maximum period of registration with the tax authorities is 5 working days;
Apply for a subsidy for the development of small business to the authorized state body;
Make a plan of approximate expenses and income, calculate the future profitability of doing business. It will need to be submitted to the commission for consideration;
Collect all the necessary documents, which include: passport, TIN, income statement and others.

Financial support can also be obtained from private foundations. But at the same time, dealing with the state is easier and more profitable. The priority right to receive a subsidy is given to unemployed citizens, former military men, the disabled, university graduates. With equivalent projects, it is their business plans that are given preference. At the same time, the amount of the subsidy and the nuances of obtaining it, which are priority for subsidizing the sector of the economy of a particular region, are established by regulatory acts of local authorities. All this must be taken into account if you are planning to receive financial assistance for the development of your own business from the state.

It is not always possible to get the required amount. A maximum of 300 thousand rubles is allocated for business. But at the same time, you need to ask for more than the subsidy can cover, for example, 500 thousand rubles. If you specify that you need exactly 300 thousand, this will arouse suspicion.

There are other types of financial support as well. For example, the payment of loan amounts under the Young Family program is carried out only for capital investments in housing. In addition, there are other conditions for participation in it - the age of the recipient must not exceed 35 years, the marriage must be officially registered. The Young Family program has been extended until 2020.

In addition to a subsidy, a grant is also financial assistance. It is issued in parts over a certain period of time. The amount of the grant significantly exceeds the amount of subsidies. The distribution of payments over time allows you to evaluate the success of the entrepreneur at one stage or another of the implementation of his own business plan. For example, they can cut the next payment or refuse it altogether. To confirm the intended use of funds and business success, the merchant must provide reporting before each next tranche. Also, a grant differs from a subsidy in that, as part of its provision, an enterprise can be supplied with equipment and materials required for conducting business activities.

The procedure for obtaining a subsidy for business

Upon receipt of it at the Employment Center, you must:

Register and get the status of unemployed;
Write an application for grants;
Consult with an employee of this institution on all issues related to the provision detailed view assistance for the development of small businesses;
Register as a business entity;
Provide the Employment Center at your place of residence with a certificate of registration of SPD;
Write an application in the prescribed form for a subsidy for the development of small businesses;
Pass a test after completing a series of specialized, free-of-charge seminars and lectures;
Develop, execute and submit a business plan, which must necessarily contain the goal, main items of expenditure, payback period and possible risks.

State financial assistance from the Department of Entrepreneurship Development is provided on a competitive basis. The notice of its holding is printed in the mass media. If the competition has begun, it is necessary to submit an application in the prescribed form within 30 days and attach a package of necessary papers to it.

You can find information about the competition for a subsidy for the development of small businesses in the periodical press of state authorities.

What documents need to be provided

When applying to the Employment Center, you must submit:

original and photocopies of the passport of a citizen of the Russian Federation;
work book and copies of all pages on which there are marks on labor activity;
certificate of registration with the authorities pension fund as a payer of insurance premiums;
certificate of assignment of an individual tax code;
certificate from the previous place of work on income for the last three months;
diploma, certificate and other materials confirming a certain level of education;
other documents.

When applying to the Department of Enterprise Development, you will need to submit:

Constituent documents for the company;
Certificate from the Center for Employment of the Population on the course of thematic lectures and seminars in the field of organizing and doing business;
Certificate of passing the test;
Certificates of absence of debts on taxes and other obligatory fees;
Passport of a citizen of the Russian Federation;
Grant application;
Business plan;
Certificate from the bank on opening an account with details;
A document certifying the absence of administrative or criminal proceedings against a legal entity or individual entrepreneur applying for a grant.

The rules for obtaining a grant for business in 2019 will not change.

The business plan must have:

title page;
Company name;
resume of a novice businessman, on the basis of which it will be possible to adequately assess his skills and experience in a particular field of activity;
the goal to be achieved as a result of the project;
comprehensive analysis of the market situation;
project implementation plan;
marketing analysis;
calculation of expenses and incomes;
risk analysis and development of measures to minimize them;
additions.

Once submitted, your business plan will be evaluated against certain criteria. They need to be known and taken into account when compiling if you want to increase your chances of receiving a subsidy or grant. What will be paid close attention to:

the reality of achieving the goals;
the effectiveness of the chosen method;
relevance of the problem being solved;
the number of new jobs that will be created after the implementation of the business plan;
social significance of the project;
payback;
the amount of personal financial investments;
simplicity and conciseness of data presentation.

The business plan will be considered by the commission. It is she who will decide whether or not to issue financial assistance from the state for a specific project.

It is important to show the commission that you are really a worthy applicant for funds

Passing commission

When a package of documents has been collected and a business plan has been developed, all materials are submitted for consideration by the commission that selects projects. It is created by local government bodies. The maximum consideration period is 7 working days, after which it notifies in writing of its decision. If you are denied, you can submit another business plan within a year.

If a positive decision is made, the materials submitted by you are transferred to the service that makes the selection best business plan. There is no set time frame for selection. Meetings are held as business plans are received.

It is possible to receive a cash subsidy for the development of entrepreneurial activity quite quickly, but at the same time it is necessary to be aware of the full responsibility for the funds received from the state and meet certain criteria. In addition, the state gives money for the implementation of entrepreneurial initiatives in specific types of activities, i.e. your plans and ideas must match them. To find out all the nuances of granting a payment, you can contact a lawyer for a free consultation.

Promises of all kinds of support to small businesses from high tribunes are often not taken seriously by this very small business. Indeed, officials and business speak different languages: bureaucrats consider the provision of information support and the reduction of various administrative barriers (which they themselves often create) to be real help, and for business people there is nothing more real than a specific amount of money received on the current account.

In fairness, it must be said that despite many conventions, small businesses in Russia can operate under a gentle tax burden (special tax regimes for the USN, UTII, PST, USHN). The adopted one implies an even greater reduction in the tax rate for the simplified tax system and UTII, the expansion of activities for PSN and tax holidays for individual entrepreneurs engaged in the service sector (in addition to those).

And yet, such support measures are just an opportunity to give the state a small part of the profits in the form of taxes. Well, what if there is no profit yet, but there is only an idea, for the implementation of which there is not enough own finances? Is it possible for an entrepreneur to receive “real money” from the state free of charge? For those who doubt, let's say right away - absolutely real, but, of course, subject to a number of conditions.

Now subsidies for small and medium-sized businesses are provided in accordance with Government Decree No. 1605 dated December 30, 2014. This is not the first document regulating the receipt of gratuitous financial assistance from the state, on the basis of which various regional assistance programs were developed. The extent to which state support programs will be implemented in your particular region depends on the activity of local officials.

Types of state support

All programs to help entrepreneurs are divided into:

federal all-Russian;
departmental (from the Ministry of Education and Science, the Ministry of Agriculture, Vnesheconombank, the Ministry of Labor);
regional (taking into account the direction of development of the region).

The specific amount of federal funding for these purposes is calculated according to complex formulas given in Decree No. 1605, but we, of course, are interested in how much money and for what a single entrepreneur can receive. The types of support and the amounts vary by region, let's take aid programs in Moscow as an example.

SUPPORT DIRECTION	PROGRAM TYPES	MAXIMUM AMOUNT
Entrepreneurship support measures	Subsidies for start-up entrepreneurs	500 000 rubles
	Subsidies for reimbursement of part of the costs under financial lease (leasing) agreements	5,000,000 rubles (but not more than 30% of the value of the leased asset)
	Subsidies for reimbursement of interest on loans	RUB 5,000,000 (no more than the refinancing rate for three financial years)
	Subsidies for reimbursement of part of the costs associated with participation in congress and exhibition events	300 000 rubles
Industry support measures	Subsidies to employers for the training of specialists with secondary vocational education	90,000 rubles per person per year, but not more than 75% of the actual costs incurred
	Subsidies to reimburse part of the costs associated with obtaining an international certificate	40% of the costs, no more than 1,000,000 rubles
	Subsidies to reimburse part of the cost of paying lease payments	25% of the costs, but not more than 100,000,000 rubles
	Subsidies to reimburse part of the cost of paying interest on loans and borrowings	up to 200,000,000 rubles
	Subsidy to managing organizations of technopolises and industrial parks for the development of the property complex	up to 300,000,000 rubles
Measures to support science and innovation	Subsidies to reimburse part of the costs of equipping and operating youth innovation creativity centers	10,000,000 rubles from the city budget, but not more than 60% of the total costs
	Subsidies for reimbursement of part of the costs associated with obtaining admission of securities of small and medium-sized businesses operating in the innovation sector to trading on the innovation and investment market of the stock exchange	up to 5,000,000 rubles
	Subsidy to the managing organizations of technoparks for the development of the property complex	up to 100,000,000 rubles
	Subsidies for reimbursement of part of the costs associated with the organization or expansion of production based on the introduction and industrial development of the results of scientific and technical activities	no more than 20,000,000 rubles
	Subsidies to organizations that form an innovative infrastructure in the city of Moscow in order to reimburse part of the costs associated with the creation, development and (or) modernization of their material and technical base	up to 100,000,000 rubles

In addition, to help entrepreneurs in Moscow created:

Microfinance Development Assistance Fund;
Fund for Assistance in the Development of Venture Investments in Small Enterprises in the Scientific and Technical Sphere of the City of Moscow;
Foundation for Assistance to the Development of Small Forms of Enterprises in the Scientific and Technical Sphere.

Who can receive subsidies

State assistance will be denied if the entrepreneur provides credit or insurance services, engages in pawnshop activities or works in the gambling business. Financial assistance is also not provided to those who extract minerals, sell excisable goods, or are non-residents of the Russian Federation.

The requirements for obtaining subsidies depend on the focus of the support program, for example, in Moscow for subsidies for start-up entrepreneurs, these are:

no more than 2 years must pass from the moment of registration of a legal entity or individual entrepreneur;
the applicant must meet the criteria for a small and medium-sized business entity (No. 209-FZ of 07/24/2007);
the applicant for a subsidy must be registered and tax registered in Moscow and not have overdue debts in paying taxes, fees and other obligatory payments;
the subsidy is issued as part of co-financing, that is, the applicant must have at least 50% of the amount required for the implementation of the project in the form of own funds.

The procedure for obtaining a subsidy

The conditions for granting subsidies may vary slightly by region, but general principles are the same: competitive basis; serious documentary evidence of the application; state control over the spending of funds received.

The control over the spending of a donated subsidy consists in reporting on its intended use and achievement of indicators in accordance with the declared business plan. If it is found that the recipient of the subsidy has spent it inappropriately, A decision will be made to return the amount received within 10 days.

The step-by-step procedure for obtaining state co-financing in the city of Moscow is as follows:

Contact the district branch of the State Budgetary Institution "Small Business of Moscow"
Prepare a set of documents in accordance with Decree of the Government of Moscow dated June 1, 2012 No. 254-PP
Submit an application to the nearest branch of the State Budgetary Institution "MBM"
Defend the project at a meeting of the Industry Commission of the DNPiP
Find yourself in the minutes of the meetings of the Industry Commission
Conclude an agreement with DNPiP on the provision of subsidies
Provide reporting to the State Budgetary Institution "MBM"

And finally, the last question - is it really possible to get real amounts of money in the form of a subsidy after going through all the bureaucratic procedures? Yes, you can, and in support of this, we present data from the minutes of the meeting of the industry commission for the allocation of subsidies in Moscow dated November 19-21, 2014:

accepted applications - 163;
received subsidies - 50 applicants;
the amount of subsidies - from 39 to 500 thousand rubles, and 9 applicants received the maximum possible amount (500 thousand rubles).

So, be persistent, and if your idea is really worthwhile, you have a chance to receive half a million rubles from the state free of charge.

What does the 2019 Small Business Startup Grant offer and how can I apply? Starting a business for many is very difficult from a financial point of view. Not all aspiring entrepreneurs can realize their own plans due to a banal lack of funds. In this case, the state program of assistance to small businesses was developed.

What are small business subsidies?

The state is interested in the development of small business, therefore, in 2019, a subsidy program is envisaged for implementation in the form of gratuitous targeted support for entrepreneurial activity. This is a payment of funds from the state budget that does not require a return, which is very different from a loan or a loan.

According to the program, subsidies for small businesses in 2019 are aimed at the following purposes:

purchase of industrial raw materials;
purchase of necessary consumables;
purchase/rent of machinery, production equipment;
for intangible assets;
carrying out repairs.

A special executive body is responsible for coordinating subsidies. Upon receipt of a positive decision and financial assistance, the entrepreneur must provide a report on how the funds received will be used. This is a confirmation that the subsidy received is distributed precisely for the needs for which it was issued, the entrepreneur is fully responsible for it.

One of the features of the program is that the unspent balance of the accrued amount must be returned to the state budget. The same applies to situations where the misuse of funds has been identified.

Attention: State assistance is not issued for the opening of the production of alcoholic beverages, tobacco products!

Types of state aid

The amount of the subsidy for starting a small business in 2019 is set in accordance with the purpose:

to support an existing business - 25 thousand rubles;
to open your own business with the possibility of increasing the amount of financial assistance - 60 thousand rubles;
to open a business (if the entrepreneur is disabled, unemployed, raising a child alone) - 300 thousand rubles.

In 2019, the terms of subsidies assume that state aid is also provided for the development of an existing business. The enterprise can continue to operate on its own idea or franchise.

How can I get a grant in 2019?

To get state support in 2019, you will have to go through a difficult path, but nothing is impossible. According to the current legislation, even an unemployed person who has previously registered at an employment center (providing subsidies to unemployed citizens) can receive material assistance. You only need a certificate stating that the person is not employed at the time of applying for a subsidy.

To apply, a business plan (example business plan) must be drawn up, which displays full information about the type of activity, technology features, type of equipment used, all suppliers of raw materials. Separately, the total cost of the entire project is indicated, including the amount of own investments and subsidies. It will also require an analysis of the volume of expected profit, profitability, payback of the case being opened.

The prepared project is submitted to the self-employment promotion department in printed or electronic form. After the acceptance of the documents in the center, the time of appearance will be appointed, in addition, usually experts recommend immediately opening a savings book to calculate the subsidy.

After agreeing on a business plan, you should contact the tax office for registration, registration usually takes 5 days, after which a certificate will be issued. Next, you should visit the employment center, provide the following documents:

the passport;
prepared and agreed business plan;
completed application.

Based on the documentation package, an agreement is concluded between the state and the entrepreneur, then the amount of material assistance will be transferred to the personal account (usually this takes 1 month).

Attention: In order for the subsidy to be accrued, it is necessary to correctly approach the preparation of a business plan, correctly present all the calculations.

Features of obtaining a subsidy

What is the peculiarity of receiving subsidies for small businesses in 2019? State funding now does not require the return of the funds paid if they were spent for the intended purpose, that is, not an installment plan or a loan is provided, but gratuitous assistance. What is the benefit of the state? Such support for small businesses makes it possible to form a new economic unit, ensure the development of the economy and the employment of citizens.

The duty of an entrepreneur after receiving state assistance and implementing his own ideas is to keep records. After 3 months after receiving money to the account, you must come to the employment center, provide information confirming the intended use of the amount received. These can be orders, receipts or checks. The submitted report and the business plan must necessarily match, if disagreements are found in them, the funds will be obliged to return in full.

Attention: The subsidy program also provides protection against one-day firms - for the use of funds, it is required that the activity of the enterprise last for at least a year.

One of the priority areas for which subsidies are issued for the development of small businesses in 2019 are the following areas of activity: education, Agriculture, tourism, healthcare.

Receiving government assistance may cause some difficulties, but this is offset by the possibility of material support for business development without the need to return the funds received.

The state daily declares its patronizing attitude towards small business. Not to large, not to medium, namely to small. Dozens of programs of direct and indirect assistance are approved, billions of rubles are allocated for the opening of small enterprises, tax holidays are held - but what are the reasons for such concern? Why does every novice businessman already know how to get a subsidy from the state for business? Are there any factors influencing such a policy in relation to business entities?

The reasons are obvious: the first of them is to ensure employment of the population, a kind of fight against unemployment, the official level of which in 2016 is 5.8%. In fact, the figure is much higher: a significant part of the population is not registered, and the other is trying to survive, receiving minimum wages. The ideal would be to achieve a natural unemployment rate of 4%, at which everyone who wants to work finds a job, and gratuitous subsidies to small businesses may well serve as one of the available ways.

The second reason is related to the first - the impact of small business on the state of the economy. Each entrepreneur creates several new jobs and several new taxpayers, produces products and contributes a small share of GDP. Therefore, subsidies for small businesses in 2019 can be considered a kind of investment - a newly created business entity, one way or another, will return the money to the budget. For comparison: in 2016, about eleven billion rubles were allocated for this, and already seventy-seven billion were returned in the form of taxes for the first quarter of the year.

The consequence of this policy is that a novice entrepreneur can easily receive at least three types of direct financial assistance:

Compensation of expenses for business registration up to 20 thousand rubles;
A subsidy for starting a business in 2019 in the amount of 60 thousand rubles;
Financial assistance for the development of a working business up to 300 thousand rubles.

Assistance in starting a business

Financial is determined in the amount of unemployment benefits for 12 months - 60 thousand rubles, excluding taxes. Of course, this is not such a large amount - but what kind of entrepreneur starts a business with millions in his pocket? Getting a subsidy for starting a small business in 2019 is accompanied by wasted time and paperwork, and therefore, everyone must determine the degree of importance of this assistance on their own.

First steps

Since this type of subsidy is conceived as a measure to combat unemployment, it is necessary to start from the employment center. It is not difficult to register, but you will have to show some ingenuity in communicating with employers.

In accordance with the law, certain categories of the population cannot receive the status of an unemployed person, that is, a subsidy from the employment center for starting a small business in 2019, respectively:

Minors under the age of sixteen;
Pensioners receiving old-age benefits;
Citizens under investigation or in custody;
Day students;
Women on maternity leave;
Citizens receiving benefits for health reasons (disabled);
Co-owners of LLC and other commercial companies.

To register at the employment center, you must provide the required set of documents: passport, diploma, work book, TIN - complete list usually listed on information stands or can be obtained from the administrator. Of course, the CZN is not interested in you joining the ranks of the unemployed, and therefore you will first be offered several applications from employers in accordance with your specialty.

The most important thing here: you can not refuse. You will have to visit employers and go through interviews, but you need to present yourself in such a way that they will refuse your candidacy as an unsuitable vacancy. If you refuse, the next time the ETC will be ready to accept you only after 10 days - and again will offer several applications. Having successfully passed this stage, you will become officially unemployed.

Preparing a business plan

Detailed information on the requirements for applicants and assistance in obtaining a subsidy for small businesses can be obtained by consulting with the inspector of the EPC, and then submit an application about your desire to become an entrepreneur. In this case, the employment center has several courses, psychological tests and other training programs in stock: each of these events is mandatory for the future entrepreneur to pass. In parallel, you need to develop a business plan.

A realistic business plan for obtaining a subsidy from the state is detailed diagram work of your future enterprise, with preference given to social, industrial or innovative projects. The more economic calculations and initial data, so much the better, but the following must be clearly indicated:

Direction of business, field of activity;
Target audience, its purchasing power;
Start-up and operating costs for the purchase of fixed assets, rent, taxes, wages, advertising, repayment of possible loans and payments under leasing agreements;
Investment plans, own and borrowed funds, expected subsidies for business from the state;
Profit forecasts, profitability calculations and business payback points;
The number of planned new jobs, taking into account workers attracted from the EPC;
Intended suppliers of raw materials and methods of marketing finished products;
Description of technologies used in production, their environmental safety;
A business development strategy understandable even to officials for at least a year.

The commission evaluating the project focuses both on the thoroughness of planning and on the personality of the applicant. A person who is confident and understands what he is talking about has a higher chance of receiving a subsidy from the state. It is desirable that the project be socially important and socially useful: a pharmacy with low prices in a remote village has a better chance of winning than another boutique with fashionable clothes.

Only after the approval of the business plan, it is possible to conclude an agreement with the EPC, then register entity and apply for small business grants. At the same time, collect the documents confirming the registration costs and receive the corresponding reimbursement in the amount of up to 20,000 rubles.

Refusals to receive subsidies

Production and sale of goods subject to excise duty;
Credit, insurance activities and operations with collateral;
Gambling business;
Mining.

In addition, projects that are technically illiterate, socially useless and underdeveloped, in which there are too many intuitive assumptions not supported by data, have very little chance of approval.

Process details

The subsidy received as a result of these actions for starting a business in 2019 is completely free of charge, subject to two conditions:

The subsidized business must exist for at least a year;
The targeted spending of funds must occur within three months according to the approved article of the business plan, which must be documented at the employment center.

If any of these points is not met, the money will have to be returned in full, regardless of how much of it and for what purpose has already been spent.

As for the maximum amount of a subsidy for starting a business, it is 60,000 rubles without deducting taxes for each person employed in this project who is registered with the CZN. Hiring an additional one officially unemployed, you get another 60 thousand, hiring two - 120 thousand. Of course, those employed in this way must work in the project for at least a year.

Assistance in business development

A novice entrepreneur whose enterprise has been operating for less than a year can count on one more type of subsidy for small businesses in 2019 - financial assistance from the state in the amount of 300 thousand rubles for each SPD founder. A businessman is no longer formally unemployed, therefore, the distribution of support of this type is not handled by the EPC, but by the Department for the Development and Support of Entrepreneurship. Here you will be provided detailed information about how to get a subsidy from the state for the development of small businesses, what documents you need to provide and when the next competition will be held.

Subsidy Application

The requirements for the set of documents on the basis of which the commission makes a decision may vary slightly depending on the region and the policy of local authorities, but the required minimum is as follows:

Application containing general description project, substantiation of its social importance, tasks to be solved, methods and strategies for achieving the goal, stages of implementation, volumes of own and attracted financing, expected result;
Copy of SPD registration certificate, statutory documents;
Detailed business plan;
Orders on the appointment of a director, chief accountant.

Documents confirming your ability to implement such a project are used as applications:

Copies of lease agreements for premises for project implementation;
Copies of contracts with suppliers and buyers;
Copies of required licenses, patents, expert opinions and permits from regulatory authorities;
Certificate of absence of debts for taxes and budget payments;
Financial statements, bank statements on the status of accounts.

After reviewing the documentation, the committee can form an opinion about what your business is like, what resources are available to you, how active your business is and how much help you need. Before you receive a subsidy for the development of small businesses in 2019, you must confirm the investment of your own funds, since assistance is provided through co-financing: 30-50% of the required amount is contributed by the state, and the rest is paid by the entrepreneur himself.

Project Protection

The competition commission includes not only officials who are far from business, but entrepreneurs and banking specialists will also make a decision on the allocation of material assistance. Before you take a subsidy for the development of small businesses, you will have to pass a kind of business plan defense exam, show your knowledge of the basics of the economy, market trends and the needs of society.

The likelihood of receiving funding increases if:

The project creates several new jobs, allows you to increase the wages of already employed specialists;
The project is related to production, social, youth or innovation activities;
The seriousness of intentions is confirmed by personal investments, long-term lease agreements, contracts with business partners and the city administration;
The company's management has significant experience in this area;
The project is profitable for the budget, provides a fairly quick return on investment in the form of taxes.

Purpose of the subsidy

The subsidy received for the development of small businesses in 2019 must be spent in strict accordance with the article of the business plan approved by the commission. These funds may be used for:

Purchase of fixed assets, equipment, tools and technological lines;
Purchase of raw materials, semi-finished products and materials for production;
Search and rent of industrial premises.

Financial assistance must be used within a year. The balance of public money after the expiration of the term is subject to return. If, however, misappropriation of funds is allowed, supporting documents are not submitted, the reporting deadlines are missed, then the full amount will have to be returned.

Video: How small businesses can get free financial assistance from the state