What is Yandex money to use them. What is Yandex money and how to use it

The Yandex.Money payment system is the largest and oldest electronic payment service in Russia. Founded in 2002, 5 years before the development of a similar service called QIWI.

Available Operations

Yandex.Money (YAD) is a payment gateway through which users make online transactions. You can work in the system without registration, but the number of available tools will be reduced.

The basis of the entire system is an electronic wallet. Its users receive only after registration. A wallet is an account that holds the owner's money. From the account such operations:

money transfers - income and expenditure;
repayment of fines and payment of credit obligations;
payment of taxes;
making purchases - in most online stores;
settlements with counterparties - individuals, individual entrepreneurs, organizations;
payment for services - Internet, telephony, television, utility bills, games, and much more.

The Yandex.Money electronic system allows its members to make instant transactions with each other, the default currency of which is the Russian ruble.

Transfers between two wallets are instant, even if their owners are in different countries. The received money can be withdrawn to the card or in any other acceptable way. It is convenient to transfer funds to the Poison Wallet for a one-time payment.

Registration in Yandex.Money

To register in the Yandex Money system:

On the main page, click on the "Create Wallet" button.
Enter the data in the registration fields (login, password, e-mail and phone number).
Enter a valid phone number, one-time codes will be sent to it to confirm transactions.
After you will receive an email, follow the link in it to confirm the registration of the wallet.

If you have previously registered on Yandex services, you can enter the old data without creating new ones.

Bank cards Yandex.Money

The service allows working with bank cards for all levels of identification. Without a wallet in the system, without going through any registration, any bank card holder can make transactions through the Poison.

YaD is also an issuer of several types of debit cards: with a classic physical carrier and virtual ones. Cards are strictly debit, the system does not have the right to work in the direction of lending to the population.

For convenience, such a card can be linked to an electronic wallet so that they have one balance. After the receipt of funds to the wallet, it will not be necessary to withdraw them to the card and vice versa, when replenishing the card, the electronic wallet will be automatically replenished.

Additional features on Yandex.Money

It is allowed to request an electronic receipt. Payment for goods and making other transactions are not all the features of the service. Yandex.Money system such tools:

setting up auto payments - if there are funds in the account, the system will independently (without the participation of the wallet owner) make all the necessary payments and transfers;
service for collecting money - the service “I will collect”;
charity - you can donate affordable amounts, as well as organize your own fundraising;
making incoming and outgoing transactions with the participation of such systems as Webmoney, PayPal, QIWI, and others;
registration of fast microloans;
YAMMI tools - for efficient investment.

Partner stores provide targeted discounts and promotions. Cashback is credited to the wallet account from which the operation is performed. Refunds are provided for all types of wallets, with the exception of anonymous - not passed the passport check.

Commission in the Yandex.Money system

Any electronic payment system operates thanks to the commission that is charged from users for transactions. Poison also pays a commission, which depends on the type of transaction and the status of the user's identification. Transaction fees:

replenishment from the card - 1%.
at ATMs of partner banks - no commission.
repayment of credit obligations - 3% + 15 rubles.
payment of taxes / fines - 2% + 30 rubles.
transfer to the poison wallet - 0.5%.
transfer to wallets of third-party payment systems - 3%.
payment for mobile communications - no commission.

The service has technical support, which resolves any disagreements and questions that arise in the process of using the wallet as quickly as possible. User funds are protected by a fairly reliable security system: if desired, you can connect an SMS confirmation to be sure that no operation will be performed without its prior approval.

Yandex Money Wallet is an electronic payment system with which you can accept money earned via the Internet, withdraw it to a card, make purchases in stores, conveniently pay for mobile communications, utility services, fines, etc.

In this article, we will figure out how to create your own Yandex.Wallet and how to use it correctly. We will learn how to accept and send payments, learn how to put money into a wallet and withdraw it to a card in order to withdraw from an ATM with a minimum commission!

How to register Yandex Wallet

To create a wallet, you need a mobile phone. You should indicate your personal number, since all money transactions are carried out after SMS confirmation. When registering, use your real first and last name, otherwise it will not be possible to raise the status of the wallet and increase the limit by more than 15 thousand rubles per month, in addition, there is a risk of blocking.

To register, go to the main page. A list of services provided by the system will appear above the search bar. We press the "More" button, and select in the "Money" column, after which the registration page will open.

You can register in two ways:

Video: how to create a Yandex Money wallet - step by step instructions for registering a new wallet

How to find out your Yandex Money wallet number

On the main page of Yandex. Money indicates the assigned wallet number, consisting of 14 digits. To see it, you need to hover over the line in the upper right corner that displays the account status. Next to the icon of the national currency there is an arrow, when clicked, a pop-up menu appears - the account number is indicated there.

Personal account Yandex Money

After passing the registration stage, you will be taken to the user's personal page in the Yandex Money system. The profile contains a menu located on the left. It indicates the main operations that can be performed using an electronic wallet: management, settings, attached bank cards, payment for services, transfers between accounts.

How to download Yandex Wallet on your phone

The Ya.Money application allows you to make money transactions from your smartphone. For the application to work, it is enough to connect to Wi-Fi or use mobile Internet. To install a wallet, you need to go to App Store or Play market and write "Yandex money" in the search bar.

Select "Ya.Money" in the list of results and click the "Download" button. The application page contains detailed information about the system's capabilities, as well as user reviews.

Just like on a computer, you need to enter your username and password to enter the mobile application. For registered users, only authorization is required. Those who do not have an account will need to register.

The main page of the application is a menu with a list of wallet services. To pay for services, fines or receipts, you need to select the appropriate icon. The mobile version has a hint system that is understandable for new users. The bottom menu contains a list of online stores that give a discount to those who have installed the Ya.Dengi application.

After installing the application on a smartphone, the payment system automatically issues an electronic bank card. This makes it possible to make purchases with one touch using contactless payment technology. However, this function is available only in modern phone models (with an NFC chip).

There is another way to download the Yandex Money application - from the official website. It's easy to do: select the type of device (Android or iPhone), select "Money" in the list of products, indicate the phone number and wait for an SMS message with a link to download the mobile version.

6 ways to put money on Yandex Wallet

In order to start using the service, you need to replenish your wallet account. There are several popular ways to deposit money, including without paying a commission:

With a bank card. This option is available for clients of any bank. The commission for replenishment will be 1%. The disadvantage of this method is the established limit of 15,000 rubles. For example, to replenish a wallet with 60,000 rubles, you will need to deposit money four times;
Replenishment using the balance of the phone. You can deposit money only from the number that was linked to the payment system during registration. The amount of the transfer fee depends on the communication provider: Beeline - 7.95%, MTS - 10.86%, Megafon - 7.86%, Tele2 - 15.86%. In addition, some operators charge an additional 10 rubles for the operation;
Depositing cash through the cash desk at Euroset, Sberbank. This method of replenishment is not the fastest, but free. In every city of the country there are offices of these organizations, where you can replenish your electronic wallet. There is no commission for depositing money;
Using an online bank or the Sberbank Online mobile application. The maximum available amount for a one-time replenishment is 10,000 rubles. The commission is 0%.
Through the QIWI payment service. Replenishment of the wallet is possible through the terminals or in your personal account. When transferring money from QIWI to Yandex Wallet, a 3% commission is paid. You can deposit 15,000 rubles at a time.
From a Webmoney wallet. This is the most profitable way, the rate is 1:1, that is, without commission. To transfer WMR or WMZ to a Yandex money wallet, use the exchanger after linking your Yandex wallet to Webmoney (confirmation of transactions via SMS must be enabled). You can monitor the most favorable rate in exchangers on

When using these methods, money is credited to the personal account instantly. To replenish your own or someone else's wallet, it is enough to know only the number, no other documents are required.

Transferring money from a bank card to Yandex Wallet

The method of replenishing Yandex Wallet from a bank card is the most convenient and one of the most profitable. Other options for depositing money provide for the payment of a commission from 1% to 15%. But there are a number of requirements for a card for making a payment:

Wallet replenishment is possible only with Visa, MasterCard or Mir cards;
The card must belong to a bank in Russia, Ukraine, Georgia, Latvia, Turkey, Lithuania, Estonia or a CIS country;
The card must support electronic payments.

Yandex Money also puts forward conditions for the operation:

The amount of the transfer and the number of deposits depends on the status of the electronic wallet (anonymous, named, identified);
After the transfer of money, the user's account must contain an amount that does not exceed the allowable limit.

A bank card can be used to deposit money, both on your own and on someone else's wallet. The commission for all transfers is 1%.

Depositing money from a bank card to your wallet

We go to the Yandex Money personal account;
Select the "Top up" button at the top of the profile (next to the balance);
We choose the first method "From a bank card".

Next, fill out the form with your card details. Here the number, expiration date, owner's name and CVC code are indicated. Specify the amount and click the "Top up" button. The system takes the user to the payment page. In order to complete the payment, enter the code that is sent to the phone number linked to the bank card. Replenishment of the balance is carried out within a few minutes. In some cases, the money is received within a day.

Replenishment of someone else's wallet from a bank card

We enter our account on Yandex;
In the left menu, select the section "Money transfers";
In the form that appears, fill in the data of the sender's card;
Specify information about the recipient: wallet number, email or phone number. In addition, you can write a message to the recipient;
Confirm the transaction on the bank page.

The standard commission for transferring money to other wallets is 49 rubles, but in some banks it may be higher. If you replenish your wallet with 4000 rubles or more, there will be no commission

How to pay with Yandex Wallet

The article has already mentioned that you can pay for almost any goods and services from a Yandex Money wallet. All users of the electronic payment system are divided into two groups: individuals and official sellers.

The purchase of goods from individuals, as well as payment for their services, is used in the work on the exchanges of copywriters, in joint purchases, or in trading through social networks. The second category of sellers are officials. These include online stores, communication providers, mobile operators, and they are connected to the system.

Most online stores also offer customers to pay for purchases with electronic money, including from a Yandex.Money wallet.

Payment can be made in two ways:

Selecting a service from the Yandex.Wallet menu list. To do this, you need to log in, select the "Products and Services" section on the main profile page, find the required item in the list, and click on it: a replenishment and payment form will appear. We enter the data and confirm the payment.
Payment for goods on the website of the online store. After choosing a product, put it in the shopping cart on the website of the online store, and make a purchase. Among the proposed payment methods, choose Yandex Money. After that, the system will automatically go to the page of the payment system, where the payment for the purchase takes place.

If this payment method is not provided in the online store, the user can always pay for the purchase with a virtual card that can be issued in the personal account. In addition, the payment service offers users to order a full-fledged plastic card linked to a Yandex Money wallet.

Payment for services through Yandex. Money goes like this:

We go to the user profile;
Click "Payment for services";
Select the category of interest in the catalog of services;
Enter data and amount;
We confirm the payment and complete the operation.

It is not possible to cancel an electronic payment. When entering data, you need to be as careful as possible. The Yandex Money service is not responsible for transfers to unscrupulous sellers, or sending funds to non-existent wallets.

How to identify a Yandex Money wallet

Immediately after registration in the Yandex Money payment system, each wallet is automatically assigned anonymous status. This status limits the use of the system's capabilities: you cannot make purchases around the world, transfer money to your own card.

To remove restrictions, you need to make the wallet personalized and go through the identification procedure. Identification allows the owner of an electronic wallet to store an amount of up to 500,000 rubles. In addition, you can transfer money to bank accounts, cash out funds through an ATM, make online payments up to 250,000 rubles at a time.

Wallet Status displayed in the upper right corner. In order to pass identification, you need to go to the left side menu and go to "Settings". In this section, select "Identification", after which a page will open on which the types of wallets are indicated.

The "nominal" status is assigned to the wallet after the survey and partially raises the limits on the storage of funds and operations. To do this, follow the link "Fill out the questionnaire". We enter and store personal data.

Select "Pass identification" on the Yandex Money page. There are two ways to identify a wallet:

Using a mobile bank from Sberbank;
In the Euroset communication salon.

The first way is the most convenient and fastest. The user must have a "Mobile Bank" connected to the card. You will need to fill in some information about yourself and transfer about 10 rubles to the wallet account.

1. Conditions for passing identification through Sberbank:

The user is a citizen of the Russian Federation;
The card was issued by Sberbank;
The balance exceeds 10 rubles;
"Mobile Bank" and Yandex Wallet are tied to the same phone number.

2. Wallet identification through Euroset will take a little longer. For this you need:

Select "Identification" through the Euroset on the page;
Fill out and print the application;
Apply to any Euroset office with an application and a passport;
Give the documents to the cashier and pay for identification - 50 rubles;
After the operator enters the data, check the accuracy of filling and sign;
Log in to Yandex. Money from a personal computer, direct the cursor to the balance and click "Confirm identification".

3. There is a third, least popular way - wallet identification through the Yandex Money office. This option involves the same actions as for identification in Euroset. For this you need:

Download the application on the Yandex.Money website;
Visit the office and hand over to the operator an application with a passport for making copies;
After a week, confirm identification using the link that will appear next to the balance in the wallet.

Only those users who have an official Yandex Money representative office in their city can identify the wallet in this way.

How to transfer money from a Yandex Money wallet to another wallet

Making transfers from one wallet to another is quite simple. To transfer money, you will need a wallet, phone or mail of the recipient.

In the left menu, select the "Translations" section. In the form that opens, enter the number of the wallet to which the money is sent, and indicate the amount. We confirm the transfer using the code from the SMS message.

The user can protect the operation with a protection code. This feature allows you to save money in the account if an error was made in the sender's data. The protection code must be reported to the recipient: only after entering these numbers will the funds be credited to his account. If the transfer was secured and the recipient's number was entered incorrectly, the amount will be returned to the sender's account within 7 days.

When transferring money from one wallet to another, Yandex Money withholds a commission of 0.5%.

Withdrawing money from an electronic wallet

Let's highlight the main ways to withdraw money from the wallet:

Through the Yandex Money card(the most convenient way). To get a card, you need to go to the menu and select the "Bank cards" section. The system will offer several options for cards, select a plastic one and click "Order a card". Before completing the operation, we pay for the annual service, and enter the address for sending. After the card is ready, you can pick it up at your Russian post office;
Transfer of funds to a bank card linked to the wallet. In the form for sending money, you need to specify the card details, the recipient's email and the withdrawal amount;
Transferring money to a bank account of an individual. This feature is only available to identified and named users;
Transfer to the account of legal entities. When sending, you must specify the recipient's TIN, as well as account details;
Sending money to a credit account of any bank(to repay loans);
Transferring money to another payment system(Qiwi, Western Union, Unistream, etc.)

Yandex.Money card with wallet balance

As mentioned above, Yandex Money allows the user to issue a plastic card. An electronic wallet and a card have different numbers, but they have a common balance. In fact, a card is a physical carrier of electronic money in a wallet. The user can withdraw funds and pay with this card in cafes, shops, etc.

The card is issued for three years. The cost of its maintenance is 249 rudders. The limits for making transactions on the card are the same as on the Yandex wallet:

For anonymous wallets: payment for goods - 15,000 rubles, cash withdrawal - 5,000 rubles per day;
For nominal wallets: payment for goods - 60,000 rubles, cash withdrawal - 200,000 rubles per month;
For identified wallets: payment for goods - 250,000, cash withdrawals - up to 3,000,000 per month.

The card is ordered in the Yandex Money personal account. Within five working days, it will be made and sent to the post office at the address indicated in the order form.

You can activate the card only in your personal account of the Yandex payment system. An activation link will be included in the email. Cash withdrawal is carried out through ATMs of any banks. Up to 10,000 ₽ per month can be withdrawn without commission, then the commission is 3%.

The owner of the Yandex Money card can pay and withdraw cash anywhere in the world. It is in rubles, but when making a purchase in a foreign currency, the amount is converted and debited from the account in the equivalent of rubles.

Fees for transactions with Yandex.Money wallet

Yandex service. Money is an intermediary in the implementation of transfers and payments. The size of the commission depends on the terms of cooperation between the payment system and partners.

The amount of commissions for operations with an electronic wallet:

For account replenishment:

From a bank card - 1% of the replenishment amount;
From the mobile phone balance - Beeline - 7.95%, MTS - 10.86%, Megafon - 7.86%, Tele2 - 15.86%.

To withdraw funds from an electronic wallet:

Contact system - from 4% to 5%;
Bank cards - Sberbank 1%, other banks up to 3%;
Bank account - 3% +15 rubles;
Phone balance - from 0.5% to 1% + 3 rubles;

For money transfer:

Payment systems QIWI, WebMoney - 3%;
Bank cards - 3% + 45 rubles;
Between two Yandex. Money - 0.5%.

There is no commission for paying for goods in online stores. An additional 2% is charged when paying utility bills, and 1% for traffic police fines. Detailed information about the limits and commission rates can be found on the Yandex. Money.

Summing up

Payment system Yandex. Money is convenient and easy to use. More than 22 million people choose this service. In order to become the owner of an electronic wallet, it is enough to create an account in Yandex. Mail. Using the system, you can make purchases, pay for services and transfer money. In addition, an electronic wallet is convenient for users who earn money on the Internet. All payments and personal data of people are reliably protected from fraudsters. The quality of the services provided is confirmed by the fact that 75% of Yandex. The money belongs to Sberbank. For clients of this bank, a number of additional bonuses are provided, including a small commission for operations with an electronic wallet.

Write in the comments if you use the Yandex.Money wallet and how you rate the convenience of this payment system.

Before using the Yandex.Money wallet, you need to set up a mailbox on Yandex. You need to enter the mailbox with a password and login. To enter the payment system, you need to click on the "Money" section.

Use Yandex Money possible after creating an electronic wallet. It is used to manage funds. Using the wallet will be even more convenient if you download the mobile application to your smartphone.

At any time, you can check the amount on the account or make a payment. If the device supports the NFC function, then it will be possible to pay with a smartphone. It is enough to touch the terminal once with a smartphone - and the required amount will be debited from the account.

You can pay for goods if you do not have an electronic wallet. You can pay on the site with a card using the terminal.

3 benefits of paying with a wallet:

All transactions are stored in the wallet. Operations can be checked at your convenience.
You can create a template so that you do not have to fill in the details every time.
Set up automatic charges.

The capabilities of Yandex wallet are much more extensive than buying goods online. You can book a ticket, book a hotel room, pay social payments: traffic police fines, housing and communal services. Money transfers can be done in a few clicks. All money transactions are secure. If you get an electronic wallet, you do not have to fill out paperwork for payment or wait in line at the checkout.

Users have long appreciated the advantages of different payment systems. One of the most popular and recognizable services is Yandex.Money. It has over 22 million users. At the same time, daily registration of new accounts is on average more than 12 thousand. Progress in attracting customers is achieved through a thoughtful user-friendly interface and continuous penetration of the service into all economic areas.

What is Yandex.Money and how to use it

Those who have a Yandex wallet number using a computer or mobile device can make a large number of different payments:

replenishment of a mobile phone;
payment for Internet services of popular providers and Internet telephony (Skype);
for cable and digital television;
repayment of traffic police fines;
payment to utilities;
tax deductions (debt verification and repayment);
purchases in online games, social networks;
purchase of tickets for railway and air transport;
replenishment of a single electronic ticket;
repayment of loans in the most popular Russian banks;
payment according to the available details.

The list of areas of application is expanding and updating. Therefore, in order to have access to up-to-date information, you need to register with Yandex.Money.

To make purchases on the Internet, you do not need to meet personally with the seller and transfer the amount of cash to him. It will be enough to choose the product you like, indicate the method of delivery and pay for everything using a cashless payment. But first you need to create a Yandex.Money wallet and replenish your account with the required amount.

In all settlement transactions, only one currency is used - the Russian ruble. This simplifies settlements, there is no need to constantly monitor exchange rates and lose on conversion costs as in other similar services. Therefore, when figuring out what Yandex.Money is, you need to understand that this is the non-cash equivalent of the ruble.

Registration in Yandex Money

To fully work with all Yandex services, including making payments with Yandex.Money, you need to have your own account on this site. To do this, it is enough to register an electronic mailbox, which is an account for entering all subsections of the Internet portal.

Registration in the mail is available from the yandex.ru page, the data entry button is located in the upper right corner of the page. Residents of citizens of other countries, for example, Ukraine, may be redirected to the yandex.ua website. This is just a “mirror” of the main site, so all manipulations on such a page can be continued with confidence.

When registering in the mail, be sure to include a phone number for greater security. It is advisable to write down the password in a paper notebook or desktop diary so that in case of loss it is not possible to restore it through the support service. However, this password for entering the Yandex.Money service will need to be thought up differently, more complex than in mail.

After registering in the mail and entering it under your username and password, in the very top line on the page you need to find the word "Money", which is an active link. When you click on it, a form will open that you need to carefully fill out. Important data from it should be duplicated in a paper notebook or diary.

In the password entry line, it is advisable to come up with an intricate combination of numbers and Latin letters. For greater security, you need to use small (lowercase) and large (uppercase) letters in the password, which are obtained by pressing the letter and the "Shift" key at the same time. This increases the protection against hacks. To make the password visible when entered, click on the eye icon located on the right in the input field.

The same e-mail address will be used to notify you of transactions. It will receive messages about deposits and withdrawals from the account. After entering the phone number in the international format (with a "+" sign in front of the country code), click the continue button. Further, an SMS with a confirmation code will be sent to the phone declared during registration. This code must be entered in the "Code from SMS" field and click the virtual button "Open Wallet".

To confirm all transactions, a secret one-time password will now be sent to the phone. It will need to be entered each time to confirm payments. You can log into your Yandex.Money virtual account from any computer connected to the Internet and with an Internet browser installed. The system will automatically disconnect from the account if there is no activity with it for more than 15 minutes. To resume logging in, you will need to re-enter your account login and password.

Yandex wallet registration process

When you log into your Yandex mail account, you need to click on the "Money" link again and now the service interface will be available. Or you can bookmark money.yandex.ru and go to this address.

How to use Yandex Money

The wallet number and account number in the system are one and the same instrument. Therefore, the answer to the question of how to create a Yandex Money wallet is the instruction for opening an account with Yandex.

The amount of money is reflected in the upper right corner of the page. When you click on it, a pop-up window provides the ability to link a bank card, issue a physical plastic card with which you can pay in supermarkets, actually issue a virtual card for services that have not yet linked their payments to Yandex, you can also manage your wallet ( tie up a card, change the password, etc.).

Opening a Yandex.Money account

To perform money transfer operations to other users, there is a link in the left menu "Transfers". In the "To" field, enter the details of the recipient's wallet. In the line "How much" the amount of the transfer is filled. Below is the total amount of the transaction that will be debited from the sender's account. It takes into account the system commission of 0.5% for each payment. There must be a sufficient amount on the account, otherwise the transfer will not take place.

Transfer to Yandex wallet number

Payments can be protected with a protection code. This service helps to protect the sender from incorrectly entering the wallet number. After all, when receiving funds with such protection, the recipient must enter the code in the appropriate field, and only then the money will go to the wallet. Such a code can be set for a specific time. If during this period confirmation did not take place, then the amount is automatically returned to the sender.

Refill

To deposit funds into the account, you can use various. On the monitor screen, you need to select the appropriate system, then indicate the wallet number (you can first write it down on a mobile phone or on a piece of paper). After that, insert the bills into the bill acceptor and press the button to confirm the operation. Funds are credited very quickly.

To replenish the wallet, it will be enough to have a bank card. Having inserted your plastic card into the ATM, in the menu you need to find a replenishment item with a familiar logo. Then follow the prompts on the screen.

Many online banking has a separate point for crediting funds to a Yandex wallet. Therefore, using your personal account, you just need to send money via the Internet.

Wallet withdrawal

To withdraw funds, you can order a bank card directly from the account page. Its cost for Russian citizens will be 149 rubles, for non-residents the service will cost 199 rubles. The card is standard and has a magnetic stripe for payments. It can be used for cashless payments wherever MasterCard payments are accepted. Upon receipt of cash, a commission of 3% will be debited.

It is possible to withdraw to an existing bank card or an open account of individuals and legal entities. It is also allowed to transfer via the CONTACT and RNKO "RIB" systems.

You can open a virtual card that has all the details for paying for purchases remotely via the Internet. In this way, you can pay in any virtual store.

Mobile applications Yandex Money

A large number of mobile devices makes the service developers pay more and more attention to the users of these gadgets. Often it is these participants who move the system towards progress. Indeed, according to the developers of Yandex, one out of ten payments is already being made using mobile applications.

To download the corresponding application to your smartphone or tablet, you need to click on the link "Mobile applications" at the bottom of the screen. When moving to the next page, the user will be able to enter a phone number in the window. By selecting the appropriate operating system, you can access the store to download the application. A download link will be sent to your phone.

For the most common Android system, the application will load and you will need to enter a password to log in from your smartphone. This function is set to prevent an unauthorized user from transferring funds from the wallet.

Yandex Money is a modern and convenient payment instrument for paying for goods and services on the Internet. You can instantly make a money transfer to your Yandex Money wallet, pay for communications or utilities, set up your own account for clients or raise funds, set up automatic payments, and much more. Most electronic exchange offices support Yandex Money and you can quickly convert your funds into currency on WebMoney, Perfect Money or transfer them to bank cards of Sberbank, Privat 24 and others. Next, we suggest that you familiarize yourself with a detailed overview of the work in this service.

To use the Yandex Money service, you first need to create a wallet. Its creation will take a minimum of time and within a few minutes after registration you will be able to make payments. Read more about this procedure in another article on our website.

Wallet identification

Immediately after registering a new account, it is better to identify it. This operation involves confirming the identity of one of the available methods. This includes using the Mobile Bank application from Sberbank, going to the Euroset salon with an application or contacting the office directly. After activation, you will receive a wide variety of privileges and new features that will make using Yandex Money even more comfortable.

Getting Yandex Maps

Yandex card is one of the main advantages of the considered electronic payment system. Its presence allows you to pay for any purchases or withdraw funds at any convenient ATM with a certain commission. The card is ordered through the official website, and after payment it is delivered directly to the specified address by the postal service and will be valid for a period of three years. Detailed instructions for obtaining this plastic card can be found in our separate material below.

Activating the card on the site

After receiving the Yandex Map, it is not yet available for use, since it is not activated in the user's personal account. This situation is corrected in just a couple of minutes. The user will only need to enter the card number and it will be immediately linked to the wallet. The main thing is to have a phone at hand, because all the necessary passwords for confirming actions will come there.

Defining Wallet Information

There is information that every account holder in the web service in question wants to know. This includes the number, wallet status, viewing a personal business card, and more. All this is carried out within the same site, but you need to know which menus to go to in order to see the desired parameter. A separate guide at the link below will help you understand this.

Replenishment of a personal wallet

If you need to transfer money to a Yandex Money wallet, you can use various methods, for example, transfer from WebMoney, cards of any convenient bank, from a mobile phone balance or in cash at available replenishment points. Each of these methods requires a different approach, and the main thing is not to make a mistake with entering the wallet number, since the probability of returning funds is quite low.

Transfer to another wallet

The exchange of money within the service occurs by transferring to the balance of another user. The system is implemented in such a way that for this you need to enter only the amount, wallet number, add a note and confirm the action, for example, by entering the code received via SMS. It is important to take into account the commission and the limit on sending personal funds.

Payment for purchases

As mentioned earlier, the Yandex Money web service serves as a full-fledged tool for paying for purchases, utility tariffs, other services and goods through electronic means. To carry out these operations, a special menu has been displayed on the site, where the user selects a service, enters details, indicates the cost and sends a payment order. During payment, it is very important to keep track of the details, addresses and amounts entered in order to avoid accidentally making a mistake.

Withdrawals

Of course, electronic money is always a convenient means of payment, but not everywhere they are accepted, so sometimes the user is faced with the need to withdraw funds from his personal wallet. The balance can be withdrawn to a bank card, Yandex Money card, cash via Western Union or Contact, or sent to an individual's bank account. All of these methods involve filling out certain forms and confirming identity with the specified options.

Commissions and limits

Above, we talked about all types of payments and transfers, but you should definitely clarify that, like in all similar services, there are certain limits and commissions. They imply a limit on the amount of funds transferred or a percentage is charged from the specified operation. This information is indicated when filling out the transfer form, but not all users pay attention to it. Therefore, we recommend that you familiarize yourself with the basic rules in our other article below.

Deleting a wallet

Closing a wallet in Yandex Money means its complete removal without the ability to transfer or receive funds. It’s not so easy to close it, because this procedure always goes through the technical support of the site. You need to contact them by phone number or fill out a special application, be sure to indicate the reason for deleting the account. The decision to close always remains with the administration, it can also provide information on an already closed wallet.

Now you are familiar with all the main aspects of using the considered web service for working with electronic money. Thanks to the instructions given, you will not only learn how to handle a wallet, but also find out whether it is worth choosing this site as the main one for storing personal funds.