How to use Android Pay in Sberbank of Russia. Which devices does Android Pay work Android pay works on

In order to avoid further errors in using the new service from Google, the user first needs to figure out how to enable Android Pay. This is exactly what we will help you with today.

1. Android Pay is a payment service based on contactless data transfer (NFC). It is this technology that will help in the future to interact with your and the payment terminal that will accept payment. Therefore, the main point in the instruction "How to connect Android Pay" will be to check if the device has an NFC module, as well as its configuration (if it is, of course, there is one). You can do this in the smartphone settings, in the "wireless networks" sub-item.

1. The next step is to work with the Android Pay application. Then open it and follow the installation instructions. You may need to enter a fingerprint if the phone is equipped with an appropriate scanner, as well as an additional pin or password.

After the service checks its data, it will be possible to go shopping, taking only the phone with you.

How to turn off Android Pay

You can do this in two ways:

1. Disable contactless payment directly in the settings of the payment application.
2. Or directly disable the operation of the NFC module that provides it.

If you choose the second method, remember that disabling the module responsible for contactless data transfer may cause other applications to fail.

The date of the official launch in Russia of the payment service from Google - Android Pay happened on May 23, 2017! Owners of smartphones on the operating system of the same name are happy and, of course, are wondering which devices this service works on.
The list of devices that support Android Pay is quite extensive, and this is its advantage over analogues focused on only one brand.

Android Pay compatibility with your gadget

Your gadget will be fully compatible with if it supports only two components. This:

1. Operating system Android version KitKat4 and higher. This version successfully functions on models of almost any brand released after 2013. You can view the version of your operating system in "Settings" by selecting the "Device Information" sub-item. For more details, read on with us.
2. The developer version of Android won't work either.
3. The next item will be the presence on your or another Android gadget of a module that is responsible for contactless data transfer (NFC module). If you don’t know for sure whether there is such a function on, say, a phone, you can clarify the information in its technical specifications. In addition, on some smartphones and tablets, the contactless data transfer function must be enabled additionally in the settings. Read about it in our article.
4. You do not need to have a rooted smartphone. Also, Android Pay cannot be installed on a smartphone with an unlocked bootloader. Thus, Google strives to protect customers from fraudsters: devices with an unlocked bootloader are less secure. For information, see our information. Everything is possible 😉
5. The phone must not have the Samsung MyKnox app installed.
6. The device must be certified by Google.

And there are some phones that seem to be suitable, but nevertheless you won’t be able to use the payment service on them:

• Samsung Galaxy Note III, Light, S3
• Elephone P9000
• Evo 4G LTE
• Nexus 7 (2012)

Well, that's all, agree - a little. To date, Android gadgets with the appropriate characteristics are about 40%. That is, in addition to almost any smartphone or tablet of the latest generation, the service can also be downloaded, for example, to a phone that was released in 2014. And to them at any point of sale where contactless payments are accepted, and there are a great many of them today. If you want to know - go to the relevant article.

In the age of technology, every month there is something new. The Android device industry is no exception. More recently, a very interesting feature for owners of Android gadgets has appeared - Android Pay. In this article, we will explain what it is and how to use Android Pay. All information is current 05/31/19

What is Android Pay

This is a service that allows you to use your phone as a card to pay in a store. This feature is especially useful when you do not want to carry a lot of cards with you, you are afraid of losing them, etc. And your smartphone is always with you, so why not pay with it in stores?

It should be noted right away that this function will be available only to those who have an NFS module on their smartphone or even on smart watches. To do this, look in Google for the characteristics of your device, there you will find information about the NFS module. To use Android Pay, your gadget must have Android version 4.4 or higher. If your smartphone does not meet at least one of the above parameters, you can forget about Android Pay

Which stores can use this "chip"

Not all stores will allow you to pay by phone. For example, in some terrible stall, which is already several decades old, where they still use scores, you are unlikely to pay by phone. After all, the terminal, like a smartphone, must also be equipped with an NFS module. Therefore, while this function with payment via phone is not very popular in the CIS countries, it is not worth leaving home to the store with only one phone, hoping to pay through it, take a card just in case. Of course, with such a chip you can stand out among your friends and other customers, but do not forget about standard payment methods, because not all stores even have terminals.

Android Pay allows you not only to pay in modern stores, coffee shops, cafes, etc., but even in some transport this function works great.

How to use this feature

• Go to Google Play, download the Android Pay application from there;
• Next, enter the data of your card, or take a picture of them and the application itself will recognize all the numbers. Comfortable!
• On your smartphone in the blind, turn on the NFS module function. If there is no icon there, go to the settings and look for this item yourself
• Done, we run to the nearest store, buy goodies, run to the checkout, turn on the phone and give it to the cashier.
• If you have linked several cards, select the main one with which payment will be made, if you want to pay from another card, change the main card in the settings.

Errors when paying by phone

If you have attached your smartphone to the terminal, and payment does not occur, the following errors may have been made:

• You forgot to unlock your phone, your phone screen must be unlocked to pay with Android Pay!
• NFS module did not catch the signal. To do this, attach the phone to the terminal with the other side, in a different position.
• You took the phone away from the terminal too quickly and did not allow the payment process to complete. To do this, you need to wait a few seconds for the payment to be made successfully.
• Perhaps the terminal does not support payment through the application. In this case, you can pay either in cash or by card.

If the phone vibrates

• There is only one reason and it is not in your smartphone, but in the terminal. So, for some reason, the terminal did not process your request and a failure occurred.

If it says that the card is rejected, then you should contact the bank, only he will help you in this situation.

Android Pay Security

Do not worry, all your data is not stored anywhere and is not transferred anywhere, everything is securely protected. Payment keys are randomly generated by Google. Mastercard Digital Enablement Service itself vouches for your safety. Most importantly, do not give your phone to others, as they will be able to pay with your phone.

Conclusion

This payment method is not yet quite popular in the CIS countries, but it is already working and you can use it. Every day, payment through a smartphone will gain momentum and everything goes to the fact that soon there will be no cards at all and all transactions will be carried out through your gadgets.

Of course, this method has its pros and cons. Not everyone will be able to use this payment method in the store. To do this, you need a smartphone in a newer way. And even if you have an NFS module, you can't pay with it everywhere. That's all we have. Thank you for your attention!

Android Pay is a free and convenient mobile payment service developed by Google for Android device owners.

Attention! Android Pay is now called .

Downloading Android Pay is recommended for every user, because the software allows you to make purchases and pay for services in any convenient place where NFC contactless payment technology is supported, as well as in applications and the Internet.

Android Pay will help expand the capabilities of the gadget even more and keep all debit, credit and loyalty cards in one place. To pay in the store, there is no need to even enter the application, just make sure that the smartphone is unlocked and bring it to the terminal.

And to pay online, you no longer need to enter data every time - just select a service among payment methods and save time.

Peculiarities:

• physical security with mandatory fingerprint scanning, entering a graphic key or digital password;
• creation of a virtual account number representing and storing information about the user's account;
• sending a randomly generated one-time code instead of user data when making a payment;
• smart authentication to determine which device is being used by the security system.

The main requirements for working with Android Pay are the version of the Android 4.4 mobile operating system and higher, support for NFC technology on the gadget, as well as a bank card that has entered into an agreement with the creator of the service to provide such services to its customers.

When adding a card of a bank that is not a partner of the system, it will not be possible to use and register it. Android Pay won't work if your device:

1. Preinstalled with Android 4.3 and below, or developer version.
2. Hacking with root access, custom firmware, or changing the default settings of the OS itself.
3. Samsung MyKnox app installed.
4. There was no verification from Google.
5. The bootloader of the operating system is unlocked.

If the user already has cards linked to a Google account, you can immediately add them to Android Pay. If there are none, then you will have to enter all the data yourself.

By the way, users noticed frequent errors when trying to use the gadget’s camera to enter information from cards, so it’s better to enter the details manually right away. Confirmation of the card will take place either by a message or by a call from a bank representative.

The purchases themselves, although they can be made without connecting to the network, after some time will still require a connection to it. The latter is due to the fact that, unlike other similar services, Android Pay stores all transaction data not in the gadget’s memory, but in a virtual cloud.

Downloading Android Pay to your mobile device, smartphone or tablet, is recommended for anyone who wants to quickly and easily pay for any purchases directly from their phone.

Since May 23 this year, the popular payment system Androyd Pay has become available in Russia. This innovation allowed citizens to significantly facilitate the use of Mastercard and Visa bank cards. As of today, customers of more than ten banks can evaluate all the advantages of the new payment system. Android Pay at Sberbank is an innovative contactless payment system that allows you to carry out various transactions without using the card itself. Also, using this system, you can make payments in various applications on mobile devices based on Android. Android Pay is able to replace not one, but any number of plastic bank cards.

Page content

Connecting Sberbank to Android Pay

Before connecting your Sberbank card to the Android Pay system, you need to check if your phone has this feature:

1. First you need to check if your smartphone has a built-in NFC module;
2. It is also important that the phone runs on the Android 4.4 operating system. and higher;
3. If all the points are taken into account, you can download Androyd Pay to your mobile device.

You can download the application on Google Play. This app is completely free to download and use. You can also use the payment system through the Sberbank Online application.

Connecting via Android Pay

After downloading a proprietary application from Google on your smartphone, you need to:

• Run it and click the "Start" button (the launched application will immediately prompt you to connect the card);
• Manually enter , expiration date and (three digits on the back of the card). You can shorten this procedure by pointing the camera of your mobile device at the map;
• To confirm the operation, enter the verification code from SMS;
• Fill in the "Billing Address" field by entering valid information about yourself.

After filling in all the required information, a personal Google Payments account will be automatically created for you.

The Pay payment service may require the administration of rights to use some of its options. To do this is quite simple: you need to go to the “Settings” of the phone and select the “Security” item. In the "Device administrators" section, check the box next to Android Pay.

Connection via Sberbank Online

If you have this app installed on your phone, connecting your card to Android Pay is even easier. To do this, you need:

• If necessary, update the application so that the latest version is installed on your phone;
• Launch the application and select the card you are interested in from the menu, then open the “Detailed Information” option for it;
• Select the "Contactless payment" option and carefully follow all the instructions attached below.

After the setup is completed, you will be able to use all the functions of the payment system.

Sberbank cards suitable for connecting to Android Pay

Almost everyone can use contactless payments with Android Pay. The exception is - customers using Visa Electron and. So, connecting the Android Pay system is available to owners of the following types of debit cards:

• Visa Classic
• Aeroflot Visa Classic
• "Youth" Visa Classic
• Visa Classic with custom design
• Visa Gold
• Aeroflot Visa Gold
• Visa Momentum
• Visa Platinum
• "Give life" Visa Classic
• "Give Life" Visa Gold
• "Give life" Visa platinum
• World Mastercard Elite from
• Mastercard World Black Edition Premier
• World Mastercard "Golden"
• Mastercard Platinum
• Mastercard Gold
• Mastercard Standard
• Mastercard Standard Contactless
• Mastercard Standard with custom design
• Youth Mastercard Standard card with individual design
• Mastercard Standard Momentum

Customers using credit cards also get the opportunity to make contactless payments when paying for goods or services. The list of suitable Android Pay connections includes the following types of cards:

• Visa Classic
• Visa Gold
• "Give Life" Visa Gold
• "Give life" Visa Classic
• Aeroflot Visa Gold
• Aeroflot Visa Classic
• Visa Momentum
• Visa Signature
• Mastercard Gold
• Mastercard Standard
• Youth Mastercard Standard
• Mastercard Credit Momentum

If a Sberbank card is not added and you cannot use the payment system, you should check what type of card you have. After completing all the settings on your phone and connecting the cards, you will only have to activate the NFC function on your mobile device. Now simple contactless payments will be available to you.

It is important that the firmware on the phone is official. If the mobile device is rooted and the Bootloader is unlocked (which usually happens when changing the firmware), you will not be able to use the application.

Payment for services via Android Pay

If you decide to link a Sberbank card to Android Pay and already know how to do it, all that remains is to understand how the system works and how to pay for various services and purchases using it. If all the settings and connection of the card are done correctly, you will be able to pay with Sberbank cards through any terminals that support contactless payments using your mobile device. For payment you will need:

Step 1. Turn on the phone and unlock it;

Step 2. Bring the phone to the terminal.

If the transaction is successful, the application will display the inscription “Done”, accompanied by a sound signal.

Availability of contactless payments

Paying with Android Pay is now widely available to users of modern mobile devices. Russia is a dynamically developing country and terminals that support contactless payments are present in almost every retail network on its territory. According to the management of Sberbank, by the end of 2017, the contactless payment function will be added to all terminals serviced by this financial company.

All payments in the amount less than 1000 rubles can be made without entering the PIN code of the card. Three transactions for an amount less than 1000 rubles can be carried out without unlocking the phone. For every fourth transaction, you will need to unlock your mobile device by entering a pattern or fingerprint.

If you have several cards connected to the application at once, you can set up default operations by selecting one card as the standard one. In this case, if necessary, you can manually select another card for payment in the application.

Poll: Are you satisfied with the quality of services provided by Sberbank in general?

YesNo

Payment via Android Pay in apps and websites

One of the most popular questions from Sberbank customers who have installed Android Pay: how to use the payment system to pay in apps and on websites? Some apps and mobile websites support Android Pay. Their pages have a separate button "Pay with Android Pay". Now the list of applications and sites that support this payment method in Russia is not as large as users would like it to be. But with the introduction of the Android Pay payment system, every entrepreneur is interested in expanding their capabilities, and the list of those who can accept payments through it is growing rapidly.

Android Pay security

Such a simple principle of the Android Pay payment system may confuse some users who are primarily concerned about the security of their personal data and money. And this is not strange. But Android Pay is an innovative payment system that guarantees the security of its use. When making money transfers with its help, information about connected cards is not used. In the system, so-called virtual copies are created instead. The data about the cards themselves is stored in Google servers and is completely protected.

When installing and launching Android Pay for the first time, you will need to choose the most convenient security method - pattern or fingerprint. When protection is disabled, data from the application is deleted automatically. If you lose your device, you can remotely lock or delete all your data using Android Remote Control.